Financing with Huggard and Ewing
Huggard and Ewing takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!

Do you offer a first time buyer program?
Below is the "First Time Buyer" program guidelines:
- Minimum 1 year of employment with current employer
- Verifiable gross monthly income of at least $2,500.00
- No previous auto loan
- No derogatory credit history
- 40% maximum debt to income
- Three references
- Maximum vehicle age 7-years-old
- Maximum mileage 100,000 miles
- Maximum loan amount $15,000.00
- 15% down cash or trade off the sales price
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.


Flexible Credit Options
Huggard and Ewing can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Want to Talk Auto Finance?
At Huggard and Ewing, all types of credit are welcome. Get the lowest rate for your great credit or get approved for your not-so-good credit and start rebuilding. Sue, our finance director, works with over 30 different banks to find the best rates for our customers and to get their loans approved that couldn't get approved anywhere else!
Many of our lenders also offer first time buyer programs and convenient bank draft payments for those who qualify. Huggard and Ewing has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.Susan Park
susan@huggardandewing.com
781-344-3120 Ext 13

Frequently Asked Questions
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?
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Huggard and Ewing
1305 Washington Street
Stoughton, MA 02072-3344
- Sales: (781) 344-3120
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